Housing Rehabilitation Program
The Wyandotte Housing Rehabilitation Program is designed to assist
residents in a low to low-moderate income range that are in need of
home improvements. The program is funded by the U.S. Department of
Housing and Urban Development (HUD), under the direction of Wayne
County. Our office is required to follow policies and procedures
that are designed to satisfy their requirements and goals.
There is a waiting list for the program and we will be happy to add
your name to the list. You will be notified when your name is next
on the list. At that time, you may call to schedule an appointment
for the application process. Listed below is the required
documentation necessary at that time.
- Recorded warranty deed/quit claim deed/land contract
- Current homeowner’s insurance policy
- Paid tax receipts – past 2 years.
- Utility bills – most recent – paid receipt
- W-2, last 2 paycheck stubs, income tax papers
- Verification of any and all sources of income.
- Confidential statement – social security, pension,
etc. (if applicable)
- Copy of drivers license or state ID
- Verification that mortgage payment is current
Once your application has been approved, an inspection will be
performed by our City Inspectors and a lead-based paint inspection
will be done if any painted surfaces are to be disturbed. CDBG
funding covers the costs for these inspections. They are required by
HUD in order to make you aware of what needs to be done in your
house so it will meet minimum building, electrical, mechanical,
plumbing and lead code requirements. These inspections must be done
before we can award a bid to a contractor to begin repairs.
We work with licensed and insured contractors only, and where
applicable, lead trained workers must be used.
The City will attempt to obtain a minimum of three (3) bid
proposals. Your rehabilitation project will be awarded to the lowest
bidder who meets all requirements. Both you and the contractor will
be notified by this office. After signing the necessary contract and
lien, the work will be scheduled to begin.
When all repairs have been completed as indicated on the
specifications, the contractor is to schedule a final inspection
through our Building Department and, if applicable, a Clearance Test
required for lead. After our inspectors approve the work and
finalize the permit, and the Clearance Test has been received, we
will process payment.
Finally, when all repairs have been completed, the lien will be
recorded with the Wayne County Register of Deeds. This lien will not
be discharged until it is paid back to the City. At that time, our
office will issue a Discharge of Lien and record it with the Wayne
County Register of Deeds. Please note there is no interest charged
on the lien.
Subordination requests will only be considered if the homeowner is
in a dire situation, such as a medical emergency or the possibility
of losing the house, or if the re-mortgaging is only to pay off the
mortgage balance to reduce the homeowner’s monthly mortgage payment
and no additional monies will be received by the homeowner.
(Effective February, 2008, the City will require a minimum of one
half (1/2) of the loan amount be paid to the City of Wyandotte and
the other half will be subordinated).
If you should need additional information regarding this program,
please contact Greg Meyring or Peggy Green at 734-324-4551.